5 Get-Rich-Quick Schemes to Avoid

get-rich-quick schemes

Many people fall for get-rich-quick schemes in hopes of making lots of money. However, a lot of them turn out to be scams. The scammer will often promise victims that they can make easy money with little effort.

Unfortunately, few people rarely make any money – while many end up losing their money. Luckily, there are ways to avoid some of the better-known get-rich-quick schemes.

Multi- Level Marketing as a Get-Rich-Quick Scheme

Multi-level marketing (pyramid) schemes have become very popular online. Yes, those who sign up early might make some money. However, as more people get added to the pyramid, it becomes less lucrative for newer participants.

Pyramid schemes are illegal in some states. Therefore, you need to research the program before paying money to join. If someone solicits you to join, Google the name of the program to read reviews.

You can also search for complaints on the Ripoff Report website.

Money-Making Websites

Money-making website claims are another favorite scheme. The scammer usually claims the online business requires little work. They often promise that you will make a certain amount of money depending on the size of your investment.

However, most people lose their investment. That’s why you must research the organization before investing. You might be able to find information about the business on the Better Business Bureau website.


Another popular scam claims you have won a contest, usually money or a large prize. The scammer claims that you must pay an upfront fee or taxes before receiving your prize.

However, it’s a red flag if you don’t remember signing up for the contest. Also, most organizations that award prizes don’t require an upfront payment.

Therefore, you should look up the organization on the Federal Trade Commission website to see if it’s legitimate.

Online Jobs to Get-Rich-Quick

A lot of people look for online and work-at-home opportunities. Sites will advertise job openings but charge you a fee to apply.

Those websites will often claim that you can make money doing (relatively) easy work. Unfortunately, many paid job sites are just scams.

Envelope stuffing and data entry are popular job scams. Be careful when applying for a job that requires you pay an upfront fee. If you are unsure if a company is legitimate, look it up on the Better Business Bureau site.

Paid Online Surveys

Finally, many people make extra money from paid online surveys. However, there are some (scam) sites that will charge you a fee to join.

Those claim they will send you a certain amount of paid surveys.

However, many of those sites turn out to be scams. Therefore, you need to Google the name of the survey company to research it before joining.

Get-Rich-Quick as an Unstoppable Monster


In short, many people get lured into get-rich-quick schemes promising big payouts for little effort.

While it’s tempting to buy into something that sounds good, you should always be careful about investing any money. Luckily, a simple Google search will often bring up consumer reviews for well-known scams.

Also, you can search for consumer complaints on sites like the Better Business Bureau and Ripoff Report.

Lastly, if you do fall victim to a scam, you can contact the Federal Trade Commission to file a formal complaint.

Remember that most of the time you’ll lose your money and ruin your personal finances. These scams make money brainwashing people!